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AML Policy
Fury-Exchange

AML / KYC / SoF Policy

Principles and procedures for anti-money laundering (AML), countering the financing of terrorism (CTF), customer identification (KYC) and source of funds verification (SoF).

Policy v.2026 Risk-based approach FATF-aligned standards Every transaction checked

This AML / KYC / SoF Policy defines the principles and procedures applied by the Fury-Exchange service for the purposes of anti-money laundering (AML), countering the financing of terrorism (CTF), customer identification (KYC) and source of funds verification (SoF).

The Policy is binding on all users of the service and applies to all operations without exception, regardless of the amount, direction and payment instruments used.

Fury-Exchange applies a risk-based approach and reserves the right to suspend operations, request additional information, initiate KYC/SoF procedures, require video verification, refuse service and/or refund funds in the cases provided for by this Policy.

1

Risk-based AML control model (Risk Score)

Each incoming and outgoing transaction is assigned a risk level (Risk Score) based on data from professional AML analytics tools: blockchain data analysis, transaction links and categorisation of the sources of funds.

0–39
Low risk
40–69
Medium risk
70–84
High risk
85–100
Critical risk
The suspension threshold is set at Risk Score ≥ 70. Once this value is reached, the operation is temporarily suspended until KYC verification and/or source of funds confirmation (SoF) is completed.
Please note: in certain cases an operation may be temporarily suspended at a risk level of 20 to 69 (medium risk) if the transaction shows additional indicators of elevated risk, including but not limited to:
sanctions exposure — from 0.1% and above;
links to darknet and fraudulent services — from 0.5–1% and above;
use of mixers and anonymisation services — from 3–5% and above;
tainted funds — from 5–10% and above;
indirect links to high-risk addresses — from 15–20% and above;
involvement in illegal or unregulated services — from 1–5% and above;
anomalous transaction activity or attempts to circumvent limits;
inability to confirm the source of funds (SoF);
user's refusal to complete KYC/verification;
inconsistency of the provided data;
geographic and jurisdictional risks;
matches with internal risk databases;
AML system signals and results of additional analysis.

The final decision is made based on the combination of risk factors rather than any single indicator.

2

AML analytics tools in use

To analyse the origin of funds, assess transaction links and identify high-risk operations, the service uses professional analytics and infrastructure solutions:

GetBlock
Infrastructure for retrieving and processing blockchain data: analysis of transactions, addresses, network activity and transaction chains.
KYCaid — kycaid.com
Provider of KYC/AML checks and sanctions screening: identity verification, screening against sanctions lists and risk databases.

The analysis results are used to assign the Risk Score and to make decisions on executing, suspending or cancelling the operation.

The service reserves the right not to disclose the full list of tools used and internal analysis criteria if such disclosure could reduce the effectiveness of AML/KYC/SoF procedures.
3

KYC procedures and source of funds verification (SoF)

If the Risk Score reaches ≥ 70 or elevated risk factors are identified, the user may be requested to provide:

passport or ID card;
a selfie with the document;
proof of residential address (if required);
confirmation of the source of funds (Source of Funds);
other documents and information as needed.
KYC check
up to 24 hours
Identity verification and document checks
AML / SoF check
72 hours to 21 business days
The timeframe depends on case complexity and completeness of the provided data

If documents are not provided, the user refuses verification or provides inaccurate information, the service may suspend the operation, refuse service and decide to refund the funds in the manner provided for by this Policy.

4

Video Verification

In cases of elevated risk, Fury-Exchange may initiate a video verification procedure as an additional measure to confirm the user's identity and the legality of the origin of funds. As part of video verification, the user may be required to:

state their full name;
state the current date;
show an identity document;
provide a verbal explanation of the origin of funds;
show the transaction history on the sending platform without disclosing confidential data.

The video must be clear and allow the user to be identified.

Important: Fury-Exchange never requests passwords, seed phrases, private keys or full access to user accounts.

Refusal to complete video verification may result in suspension of the operation, refusal of service or a refund.

5

Refunds in AML cases

If the exchange cannot be completed, the user refuses verification, the source of funds cannot be confirmed, or circumstances preventing completion of the operation are identified, the service may initiate a refund to the sender in the manner determined by this Policy and internal security procedures.

Refunds are made after the necessary checks, provided such a refund does not contradict applicable law, AML/CTF rules and the service's internal security requirements.

A refund is possible only after the user provides the required data and documents under the AML / KYC / SoF procedures (including, where necessary, identity documents, proof of ownership of the sending address or account, and confirmation of the source of funds). In the absence of such information, or if the user refuses to provide it, the refund may be impossible or may be postponed until the required information is received.

The refund fee in AML cases may be up to 5% of the amount, but no more than 100 USD, and may also include actually incurred network fees, payment provider fees and other mandatory costs related to processing the refund.

If the funds are not found to be linked to unlawful activity, only the blockchain network fee is withheld.

6

Source of funds restrictions

The service does not process operations linked to the following sources:

sanctioned addresses and jurisdictions;
mixers and transaction anonymisation services (including Tornado Cash);
darknet platforms and related services;
unlicensed high-risk services;
other sources of elevated AML risk.
The list of restrictions may be updated without prior notice. The service is not responsible for funds received from the specified sources and reserves the right to act in accordance with applicable law and AML/CTF requirements.
7

Prohibited platforms and risk categories

Prohibited and high-risk platforms (the list is not exhaustive)

Funds arriving from the platforms, bots, mixers, exchange and payment services listed below are not accepted for processing. If such a source is identified, the operation is suspended and AML/KYC is initiated; the funds may be returned to the sender with fees withheld in accordance with this Policy. Some of these platforms may be classified by certain AML providers as low-risk; however, the service's policy prohibits interaction with them.

Darknet marketplaces and related services

Hydra Black Sprut MEGA Darknet Market OMG!OMG! Solaris Kraken Market RuTOR WayAway Matanga RAMP Darknetone AlphaBay Dream Market Empire Market Genesis Market Wall Street Market Silk Road BlackBank Versus Market White House Market

Mixers and anonymisation services

Tornado Cash Blender.io ChipMixer Sinbad.io Bitcoin Fog Helix BestMixer CryptoMixer SmartMixer Wasabi Wallet Samourai / Whirlpool CoinJoin services Mixero AnonyMixer YoMix

Sanctioned / shut down / Russian exchanges

Garantex Rapira.net Grinex.io HTX (ex-Huobi) Commex BTC-e / FinCEN WEX Exchange Bitzlato Lazarus Group Suex Cashbank Chatex YoBit.net EXMO.com EXMO.me Nobitex.ir and other platforms from sanctioned jurisdictions OKX (RU accounts) Bybit (RU accounts)

High-risk exchangers and P2P platforms

NetEx24.net Trocador.app Anonexch.io Aifory.pro terminal.cash SkyCrypto.net FlashObmen.com 60cek.net hd-change.com CoinBlinker.com Metka.cc AlfaBit.org meer.kg BitBits Bixter Magnetic Exchange Bitpapa.com LocalBitcoins-style no-KYC platforms xRocket.tg Arvix.pro Prostocash CoinStart Kassa.cc

High-risk merchants and payment gateways

Cryptomus CryptoCloud Cripta NowPayments (shadow) Plisio (shadow) CoinPayments (shadow) OxaPay CoinsPaid (shadow) Heleket.com

Prohibited payment systems

Payeer.com WebMoney FreeKassa NixMoney Vexel FunPay Perfect Money (shadow) AdvCash (RU) Capitalist.net (RU) YooMoney (Yandex.Money) QIWI (shut down)

Gambling / Betting

1xBet and related entities 1xBit Stake Roobet DuelBits DuckDice BC.Game Primedice Doubleway FortuneJack BetFury Cloudbet Bovada TrueFlip CryptoGames Sportsbet.io Vavada Pin-Up Mostbet

Scam / fraud / fake services

HYIP projects of any kind Financial pyramids (Ponzi schemes) Fake exchanges / clones Cryptolocker / ransomware wallets Unlicensed asset management Signal / pump groups Wallets for fake ICOs

Risk Categories requiring KYC

Sanctions Terrorism Darknet Ransomware / Malware Mixing Child Abuse Stolen Funds Scam / Fraud Protocol Privacy Bridge Decentralized Exchange Gambling

If a transaction is found to be linked to the specified risk categories, the operation may be frozen and will require KYC. The list of platforms is not exhaustive and may be supplemented at any time based on blockchain data analysis and internal risk assessment criteria. In certain cases, the review period for such transactions may exceed standard verification timeframes.

8

Preliminary AML check

The user may independently run a preliminary AML check of cryptocurrency funds before sending, using an external tool:

The results of the preliminary check are auxiliary and do not constitute unconditional grounds for automatic approval of the operation — the final decision is made by the service based on the combination of risk factors.

9

Use of payment instruments

The user must use only their own payment instruments, wallets, accounts and details, unless otherwise expressly agreed with the service.

The use of third-party accounts, cards or wallets is treated as an elevated risk factor and may result in suspension of the operation, requests for additional documents or refusal of service.

10

Right to refuse service

Fury-Exchange may refuse to execute an operation in case of elevated AML risk, failure to provide the requested data, inability to confirm the source of funds, provision of inaccurate information or other circumstances indicating an elevated level of risk.

In such a case, the operation may be cancelled and the funds returned to the sender in the manner provided for in Section 5 of this Policy.

11

Personal data processing

Personal data is transmitted via secure channels, used solely for the purposes of AML/KYC/SoF procedures and stored in encrypted form.

By providing documents and information under this Policy, the user consents to their processing to the extent necessary to achieve the stated purposes.

12

Final provisions

Fury-Exchange may update this Policy unilaterally without prior notice where necessary to comply with the law, enhance security or update internal control procedures.

By using the service, the user agrees to this AML / KYC / SoF Policy.

Last updated: 2026

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